Treasury & Payments · Virtual Accounts

Hyper-Scale
Treasury Operations.

Eliminate manual reconciliation. Instantly issue millions of Virtual IBANs to build complex, multi-tiered sub-ledgers that automate receivables matching and achieve 100% Straight-Through Processing (STP).

Zero Unallocated Funds.
Instant Reconciliation.

By assigning a unique Virtual Account (vIBAN) to every customer or invoice, incoming payments are instantly recognized, matched, and swept to the master account. No more guessing who paid for what.

100% STP (Straight-Through Processing) for receivables
Infinite multi-tiered sub-ledgering without physical accounts
Real-time synchronization with external ERPs (SAP, Oracle)
STP Reconciliation Engine
Active Batch: IN-9923
Processing
Incoming Payment Received
+ $4,500.00
Sender: Acme Corp
To: vIBAN GB42HEXA882910
Treasury Capabilities

Precision tools for high-volume liquidity.

Instant vIBAN Issuance

Generate unique Virtual IBANs instantly via API. Assign them programmatically to specific customers, invoices, or business lines to perfectly track incoming liquidity.

100% STP Reconciliation

Eliminate suspense accounts. When funds arrive at a specific vIBAN, the platform automatically identifies the payer and credits the correct sub-ledger instantly.

Multi-Tiered Sub-Ledgers

Structure complex account hierarchies. Mirror your corporate clients’ exact organizational structure (Holding -> Regional -> Department) without opening multiple physical bank accounts.

Client Money Segregation

Ideal for Brokers, Marketplaces, and Property Managers. Automatically segregate client funds (e.g., CASS compliance) in distinct virtual accounts mapped to a single trust header.

POBO / ROBO

Enable "Payments On Behalf Of" and "Receivables On Behalf Of". Sub-entities can execute payments using their vIBAN, while settlements are aggregated at the master level.

Real-Time ERP Sync

Provide continuous, real-time data feeds directly into corporate ERP systems (NetSuite, SAP) via API or Host-to-Host SFTP connections, bypassing end-of-day batch files.

Transform corporate treasury.

Equip your enterprise clients with the ability to create infinite virtual accounts, automate reconciliation, and achieve 100% STP.

100% STP Rates
Infinite vIBANs
Multi-Currency